Crypto vs. Stocks: The Market That Never Sleeps & Bitcoin’s Role as Digital Gold

Unlike traditional stocks, crypto markets never close, offering a new financial frontier. Discover why Bitcoin is the new digital gold, how long until all BTC is mined, and why dollar-cost averaging through volatility is the best way to build wealth.

Jesse Gallant

3/1/20254 min read

The financial world is split into two realms: the legacy financial system with its rigid structures and the emerging crypto economy, which laughs in the face of closing bells. If you’ve ever felt the pain of waiting until Monday morning to make a trade in the stock market, you’ve already experienced one of the key perks of crypto—it never closes. Unlike traditional stock markets with their strict trading hours, cryptocurrency operates 24/7, 365 days a year. That’s right—while Wall Street sleeps, Bitcoin trades.

Crypto Markets vs. Stock Markets: A New Era of Accessibility

Traditional stock exchanges, such as the New York Stock Exchange (NYSE) or NASDAQ, have tightly controlled hours: typically 9:30 AM to 4:00 PM EST, Monday to Friday. Outside of these hours, traders are locked out unless they have access to extended-hours trading (which still has severe liquidity constraints). Weekends? Completely off-limits.

Crypto, on the other hand, is always open. The Bitcoin network doesn’t care if it’s a holiday, a Sunday, or 3 AM in Tokyo—trades are happening worldwide in real-time. This unrestricted access means that price action is dictated purely by market forces without intervention from centralized entities deciding when trading is allowed.

While stocks give you carefully choreographed market hours, crypto gives you the chaos and freedom of an unregulated financial frontier—which, let’s be honest, is part of its appeal.

Bitcoin: Not a Payment System, but the New Digital Gold

Many early Bitcoin enthusiasts envisioned it as a revolutionary payment system, a decentralized alternative to credit cards and banks. However, reality has set in—Bitcoin is not practical for daily transactions. Why? Three key reasons:

  1. Scalability Issues – The Bitcoin network processes around 7 transactions per second (TPS). Compare that to Visa, which can handle over 24,000 TPS. This makes it difficult for Bitcoin to function as a global payment method without significant layer-2 scaling solutions.

  2. High Transaction Fees – When the network is congested, sending Bitcoin can cost anywhere from a few dollars to $50+ per transaction. Not exactly ideal for buying coffee.

  3. Hodl Mentality – Would you rather spend Bitcoin now or hold onto it while it appreciates? Most Bitcoiners choose the latter, reducing its use as a day-to-day currency.

Instead of becoming digital cash, Bitcoin has evolved into a modern gold standard—a finite, scarce asset that people store as a hedge against inflation and economic uncertainty.

How Much Bitcoin Is Left? The Countdown to the Final BTC

Unlike fiat currency, which central banks can print at will, Bitcoin has a hard-capped supply of 21 million coins. Right now, around 19.6 million BTC have already been mined, leaving just 1.4 million BTC remaining. But here’s where it gets interesting: due to Bitcoin’s halving cycles, the last BTC won’t be mined until the year 2140.

Every four years, the Bitcoin network undergoes a halving event, where the block rewards given to miners are cut in half. This slows down the rate of new Bitcoin entering circulation, making it increasingly scarce. The next halving is scheduled for April 2024, reducing the block reward from 6.25 BTC to 3.125 BTC per block.

The Scarcity Effect: Why Bitcoin’s Price Will Likely Rise

The closer we get to Bitcoin’s final supply limit, the harder it becomes to obtain. Simple supply and demand economics suggest that as fewer new BTC enter circulation, its value will continue to increase over time—just like gold. Institutions are already treating Bitcoin as a reserve asset, and the more BTC is locked away, the greater its scarcity effect.

Surviving Bitcoin’s Volatility with Dollar-Cost Averaging (DCA)

If Bitcoin is the digital gold of the future, how should you approach investing in it? The answer: Dollar-Cost Averaging (DCA).

DCA is the strategy of buying small amounts of Bitcoin at regular intervals, rather than trying to time the market. The crypto space is known for its wild swings—one day you’re up 20%, the next you’re down 30%. Instead of stressing over short-term price action, smart investors accumulate through volatility. Here’s why DCA works:

  • Eliminates Emotional Trading – Instead of panic selling during dips or FOMO-buying at peaks, DCA keeps you disciplined.

  • Reduces Risk Exposure – By buying over time, you average out the cost of your holdings, reducing the impact of extreme price swings.

  • Takes Advantage of Dips – When Bitcoin’s price drops, your fixed-dollar investment buys more BTC, increasing your overall holdings.

Crypto veterans will tell you: when in doubt, zoom out. Bitcoin’s trajectory has been clear—bull runs, corrections, and higher highs. Those who consistently accumulate through market dips come out ahead in the long run.

Conclusion: Bitcoin is the New Standard

While stock markets play by outdated rules, crypto operates in a borderless, always-on financial system. Bitcoin isn’t here to replace fiat currency; it’s here to replace gold as the world’s premier store of value. With a finite supply and growing institutional adoption, the race to accumulate Bitcoin is already underway.

If you believe in its long-term potential, then every dip isn’t a reason to panic—it’s a reason to accumulate. The best time to buy Bitcoin was ten years ago. The second-best time? Right now.

So keep stacking those sats, stay patient, and remember: Bitcoin doesn’t sleep, and neither does the opportunity to invest in it. 🚀

Bitcoin vs. Stocks: Why Crypto Never Sleeps